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INSURANCE PLAN

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아래 정보는 2016~2017 Kansas State University F-1 비자 기준이며, 연간 학교 보험료는 $1,392입니다.
이 조건에 만족한 플렌으로 가입시 연간 $200 정도의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • Kansas State University 보험회사 : United Healthcare

Insurance Provider 학교보험 (UHC) GBG
Maximum Benefit Unlimited Unlimited
In / Out of Network 80% / 60% 100% / 50%
Deductible $300 / $600 $250(입원시에만 적용)
Mental Health Care 80% / 60% 100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
80% / 60% 100% / 50%
Preventive Care 100% / X 100% / 50%
Maternity 80% / 60% 제한적인 보상
Suicide Attempt N/A N/A
Pre-Existing ConditionCovered Covered
Annual Insurance Rate $1,392 $1,199




  • Kansas State University 학교보험 기간 / 금액

Annual
08/01/16-07/31/17
Fall
08/01/16-12/31/16
Spring/Summer
01/01/17-07/31/17
학교보험료 $1,392 $580 $812

* 보험 GBG Plan 가입 시 학교보험을 가입하시는 것보다 약 $200 정도 보험료를 절감하실 수 있습니다.


  • Kansas State University Waiver Requirement



A) Unlimited Maximum Benefit for Covered medical expenses


B) Coverage for essential benefits as defined under Patient Protection and Affordable Care Act – including pharmacy, mental health, maternity, preventive care, contraception – with no dollar limits, and coverage for pre-existing conditions


C) Includes Pediatric dental and vision coverage as defined by ACA


D) Policy year deductible of $500 or less.  Maximum total out of pocket expense cannot exceed $6,350 per member, $12,700 per family with preferred providers.  Deductible, coinsurance, and any copays count toward out-of-pocket maximum


E) Minimum of $10,000 for repatriation and $15,000 for medical evacuation


F) Minimum of 80% coinsurance payable by the insurance plan to network providers. Emergency/urgent care coverage only is not accepted


G) Possess verifiable proof of coverage with student’s name (ID card, insurance policy or letter from insurance carrier ) and coverage plan document(s) in English, with currency amounts converted to U.S. dollars, and an insurance company contact phone # in the U.S.


H) Effective dates must cover the entire semester


I)  Insurer has a base of operations in the US or has a US based claims payer




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