주 메뉴 바로가기

INSURANCE PLAN

  • HOME HOME
  • FIND YOUR SCHOOL

아래 정보는 2018~2019 University of Chicago F-1 비자 기준이며, 연간 학교 보험료는 $4,398 입니다.
이 조건에 만족한 플렌으로 가입시 연간 약 $3,100 정도의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • University of Chicago 보험회사 : United Healthcare

Insurance Provider 학교보험(UHC) GBG
Maximum Benefit Unlimited Unlimited
In / Out of Network 90% / 70% 100% / 50%
Deductible $500 / $1,000 $250(입원시에만 적용)
Mental Health Care 제한적 보상 100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
제한적 보상 100% / 50%
Preventive Care 100% / 0% 100% / 50%
Maternity 제한적 보상 제한적인 보상
Suicide Attempt N/A N/A
Pre-Existing Condition Covered Covered
Annual Insurance Rate $4,398 $1,216




  • University of Chicago 학교보험 기간 / 금액

Annual
09/01/18-08/31/19
Per Quarter
Summer only
학교보험료 $4,398 - $831

* GBG 보험가입 시 학교보험을 가입하시는 것보다 연간 $3,100 정도의 보험료를 절약하실 수 있습니다.

* GBG 유학생보험은 미국 Major 보상 Network 인 Aetna Network를 사용하고 있습니다.

  • University of Chicago Waiver Requirement

 

Your alternate insurance plan must meet all of the following criteria for you to waive U-SHIP enrollment. Your waiver application will be denied if your plan does not provide all of the following.

  • Non-emergency as well as emergency care provided in the Chicago area
    • If you will be studying abroad, routine and emergency care—and all coverage requirements noted here—must be provided in the local area where you will be studying/residing
  • Treatment for pre-existing conditions (with no waiting periods or exclusions) 
  • Essential health benefits as defined by the Affordable Care Act (ACA) (see details below)
  • Plan has a claims administrator based in the U.S., a U.S. telephone number and address for submission of claims, and the insurance policy must have been issued in the U.S.
  • Coverage for medical evacuation and repatriation expenses
    • Required for all F1 / J1 students  
    • Required for all other students ONLY when they will be studying / traveling / doing research outside of the United States during the current academic year
  • Active coverage from the day students arrives on campus through August 31, 2017 or the end of their academic program (whichever comes first)
  • Must have an annual out-of-pocket maximum limits of < $6,850 for individual insurance plans or < $13,700 for family insurance plans.

In addition to the criteria noted above, all alternate insurance plans must include the following benefits as required by ACA:

  • Outpatient care (ambulatory patient services)
  • Emergency services
  • Hospitalization (treatment for inpatient care)
  • Mental health services and addiction treatment
  • Prescription drugs
  • Maternity and newborn care
  • Rehabilitative services and devices
  • Laboratory services
  • Inpatient mental health care
  • Preventive services, wellness services, and chronic disease treatment
  • Pediatric services
맨위로