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INSURANCE PLAN

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아래 정보는 2014~2015 University of Kansas F-1 비자 기준이며, 연간 학교 보험료는 $1,489입니다.
이 조건에 만족한 플렌으로 가입시 연간 $350 정도의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • University of Kansas 보험회사UnitedHealthCare

Insurance Provider학교보험 (UHC)GBG
Maximum Benefit Unlimited Unlimited
In / Out of Network 80% / 60% 100% / 50%
Deductible $300 / $600  $250(입원시에만 적용)
Mental Health Care 80% / 60% 100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
80% / 60% 100% / 50%
Preventive Care 100% / 0% 100% / 50%
Maternity 제한적 보상 제한적인 보상
Suicide Attempt N/A N/A
Pre-Existing Condition O Covered
Annual Insurance Rate $1,489 $1,150




  • University of Kansas 학교보험 기간 / 금액

Annual
08/01/14-07/31/15
Fall
08/01/14-12/31/14
Spring/Summer
01/01/15-07/31/15
Undergraduate Student $1,489 $620 $865

* 보험 GBG Optional Plan 가입 시 학교보험을 가입하시는 것보다 약 $350 정도 보험료를 절감하실 수 있습니다.


* University of Kansas Waiver Requirement

1. Coverage for essential benefits (with no dollar limits), as defined under the Patient Protection and Affordable Care Act.  Standalone travel and/or emergency/urgent care coverage is not acceptable.  The policy must include:
• pharmacy
• mental health services
• maternity benefits (if you are female or have a spouse on the plan)
• preventive care and coverage for pre-existing conditions
• Pediatric dental and vision coverage (if you have dependent children on the plan)


2. Unlimited Maximum Benefit for covered medical expenses.


3. A policy year deductible of $500 or less.


4. Maximum total out-of- pocket expenses cannot exceed $6,350 per member ($12,700 per family) with preferred providers.  (Deductibles, coinsurance, and copays all count toward the out-of-pocket maximum.)


5. A minimum of 80% coinsurance payable by the insurance plan to network providers.


6. Coverage includes effective dates spanning the entire period for which the waiver is requested.
• Fall - 08/01/2015 through 12/31/2015
• Spring - 01/01/2016 through 05/31/2016
7. Plan document(s) are written in English, with currency amounts converted to U.S. dollars, and the insurance company contact phone # is located in the U.S.


8. Insurer has a base of operations in the US or has a US based claims payer.


9. At least $100,000 in coverage for repatriation and medical evacuation.


10. J-1 Exchange Visitors and their dependents only: Policy must be underwritten by an insurance company that meets the rating requirements of the USIA or is backed by the full faith and credit of your home government.




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