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INSURANCE PLAN

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아래 정보는 2017~2018 University of Southern California F-1 비자 기준이며, 연간 학교 보험료는 $1,875 입니다.
이 조건에 만족한 플렌으로 가입시 연간 $600 이상의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • University of Southern California 보험회사 : Aetna Student Health Agency Inc.
Insurance Provider 학교보험 (Aetna) GBG
Maximum Benefit Unlimited Unlimited
In / Out of Network 80% / 50% 100% / 50%
Deductible $450 / $900 $250(입원시에만 적용)
Mental Health Care 80% / 50% 100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
80% / 50% 100% / 50%
Preventive Care 100% / 50% 100% / 50%
Maternity 100% / 50% 제한적인 보상
보상 Network Aetna Network Aetna Network
Pre-Existing Condition Covered
Annual Insurance Rate $1,875 $1,216


  • University of Southern California 학교보험 기간 / 금액
Annual
08/14/17-08/12/18
Fall
08/14/17-01/07/18
Spring/Summer
01/08/18-08/12/18
학교보험료 $1,875 $670 $1,205

* 보험 GBG Plan 가입 시 학교보험을 가입하시는 것보다 약 $600 정도 보험료를 절감하실 수 있습니다.


  • University of Southern California Waiver Requirement


General Criteria:

• Your health plan must have in-network providers (hospital and doctors) in the Los Angeles area. (on-campus students only) Emergency/urgent care only is not accepted for waiver.
• Provide continuous year-round coverage while you are a student at the University of Southern California.
• Your insurance plan must meet Affordable Care Act (ACA) criteria. Only plans in compliance with ACA will be accepted. (No major exclusions such as maternity or mental health coverage allowed).
• Cover preventive care services at 100%.
• Have an annual combined deductible and out-of-pocket expense of $6,850 or less.

Upon request, you must be able to provide a copy of:

• Verifiable proof of coverage with student’s name (ID card, insurance policy or letter from insurance carrier.)
• Plan document(s) in English, with currency amounts converted to U.S. dollars, and an insurance company contact phone number in the U.S. is mandatory.  All claims must be processed in the U.S. and paid directly to U.S. providers.

Some of the reasons you may not be granted a waiver include:
• Most international plans are not accepted.
• Out of state plans with regional coverage only and Medicaid insurance is not accepted.
• If your current policy is not compliant with the Affordable Care Act.

Attention International Students:
If you are an International Student, please be aware that most international plans are not accepted. Your insurance plan must meet the minimum requirements to support your visa as well as the criteria above.




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