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INSURANCE PLAN

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아래 정보는 2014~2015 Emporia State University F-1 비자 기준이며, 연간 학교 보험료는 $1,489입니다.
이 조건에 만족한 플렌으로 가입시 연간 $340 이상의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • Emporia State University 보험회사United Healthcare
Insurance Provider 학교보험 (UHC) GBG
Maximum Benefit Unlimited Unlimited
In / Out of Network 80% / 60% 100% / 50%
Deductible $300 / $600 $250(입원시에만 적용)
Mental Health Care 80% / 60% 100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
80% / 60% 100% / 50%
Preventive Care 100% / X 100% / 50%
Maternity 80% / 60% 제한적인 보상
Suicide Attempt N/A 100% / 50%
Pre-Existing Condition Covered
Annual Insurance Rate $1,489 $1,150



  • Emporia State University 학교보험 기간 / 금액
Annual
08/01/13-07/31/14
Spring/Summer
01/01/14-07/31/14
Fall
08/01/13-12/31/13
Undergraduate Student $1,489 $865 $620
Graduate Student $1,489 $865 $620

* 보험 GBG Optional Plan 가입 시 학교보험을 가입하시는 것보다 약 $340 정도 보험료를 절감하실 수 있습니다.

  • Emporia State University Waiver Requirement

 

According to the U.S. new Affordable Healthcare Act, your insurance plan must meet the following required benefits and coverage.

  1. Unlimited Maximum Benefit for Covered medical expenses.
  2. Coverage for essential benefits as defined under Patient Protection and Affordable Care Act – including pharmacy, mental health, maternity, preventive care, contraception – with no dollar limits.
  3. Pediatric dental and vision coverage as defined by ACA.
  4. A policy year deductible of $500 or less. Maximum total out of pocket expense cannot exceed $6,350 per member, $12,700 per family with preferred providers. Deductible, coinsurance, and any copays count toward out-of-pocket maximum.
  5. A minimum of $10,000 for repatriation and $15,000 for medical evacuation.
  6. A minimum of 80% coinsurance payable by the insurance plan to network providers. Emergency/urgent care coverage only is not accepted for waiver
  7. Verifiable proof of coverage with student’s name (ID card, insurance policy or letter from insurance carrier – copy provided)
  8. Effective dates covering the entire period for which I am requesting a waiver
  9. Plan document(s) in English, with currency amounts converted to U.S. dollars, and an insurance company contact phone # in the U.S.
  10. Insurer has a base of operations in the US or has a US based claims payer.

Please make sure that your insurance benefit statement is printed in English and coverage listed in U.S dollars. Your insurance must meet the above requirements. Failure to comply with this requirement will result in delays in your enrollment process.

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