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INSURANCE PLAN

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아래 정보는 2013~2014 Duke University F-1 비자 기준이며, 연간 학교 보험료는 $1,895($2,280-24세 이상)입니다.
하지만 F-1 비자의 경우 Duke University 의 정책으로 인해 고용인보험 또는 대사관 스폰서 지원이 되는 보험만 웨이버 가능합니다. 그러나 F-2 및 J비자의 경우에는 가입이 가능하오니 많은 문의 바랍니다. 이 조건에 만족한 플렌으로 가입시 연간 $1200 이상의 보험료를 절약하실 수 있습니다. E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • Duke University 보험회사BCBS
Insurance Provider 학교보험 (BCBS) GBG
Maximum Benefit Unlimited (Lifetime) Unlimited
In / Out of Network 80% / 70% 100% / 50%
Deductible None (In Network) $250(입원시에만 적용)
Mental Health Care 80% / 70% 100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
80% / 70% 100% / 50%
Preventive Care 100% / 70% 100% / 50%
Maternity 80% / 70% 제한적인 보상
Suicide Attempt N/A 100%
Pre-Existing Condition No Limitation
Annual Insurance Rate $1,895 $1,150



  • Duke University 학교보험 기간 / 금액
Annual
08/01/13-07/31/14
- -
Under Age 24 $1,895 - -
Age 24 ~ 34 $2,280 - -

* 보험 GBG Optional Plan 가입 시 학교보험을 가입하시는 것보다 약 $1,200 정도 보험료를 절감하실 수 있습니다.

 

  • Duke University Waiver Requirement

-        The student does not hold a F1 or J1 visa

-        The Claims administrator is based in the United States and has a U.S. telephone number and address for submission of claims and the insurance policy has not been issued outside the U.S.

-        The policy is not a traveling policy

-        The plan provides both emergency and non-emergency health care and mental health benefits in the Durham area, N.C. area

-        Out of state Medicaid and state Children’s Health Insurance Plans do not cover non-emergency care in Durham

-        The plan has participating hospitals, physicians, pharmacies, and mental health providers in the Durham, N.C. area, including Duke Medicine

-         The plan provides inpatient and outpatient mental health care (with at least 30 visits per year) and chemical dependency benefits are comparable to the coverage provided by the Duke SMIP

  -     The plan provides coverage for prescription medication

  -      The lifetime benefit is at least $500,000 or more

-          The policy does not have a pre-existing condition waiting period 

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