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INSURANCE PLAN

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아래 정보는 2016~2017 Columbia University F-1 비자 기준이며, 연간 학교 보험료는 $2,862 입니다.
이 조건에 만족한 플렌으로 가입시 연간 $1,600 이상의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • Columbia University 보험회사 : Aetna Student Health Agency Inc.
Insurance Provider 학교보험 GBG Plan
Maximum Benefit Unlimited Unlimited
In / Out of Network 80% / 50% 100% / 50%
Deductible $200 / $600 $250(입원시에만 적용)
Mental Health Care80% / 50% 100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
80% / 50% 100% / 50%
Preventive Care 100% / 70% 100% / 50%
Maternity80% / 50% 제한적인 보상
Suicide Attempt N/A N/A
Pre-Existing ConditionCovered Covered
Annual Insurance Rate $2,862 $1,199



  • Columbia University 학교보험 기간 / 금액
Annual
08/15/16-08/14/17
Fall
08/15/16-12/31/16
Spring/Summer
01/01/17-08/14/17
Gold Level $2,862 $1,090 $1,772
Comprehensive Plan $4,146 $1,586 $2,578

* GBG Plan 은 연간 $1,199 입니다. 학교보험(Gold Level 기준)을 가입하시는 것보다 $1,600 이상의 보험료를 절감하실 수 있습니다.

* GBG Plan 은 학교 보험과 동일한 Aetna 보상 Network 를 사용하므로 보험 이용 방법은 학교와 동일합니다.

 

  • Columbia University Waiver Requirement
  1. All plans must meet the requirements of the Affordable Care Act including, but not limited to, coverage for pre-existing conditions, coverage minimum & maximums, and deductibles.  This applies to international plans in addition to domestic plan offerings. New York State Medicaid will be accepted.
  2. National coverage for routine, urgent and emergent care for both medical and mental health services, including substance abuse. If traveling internationally for school-related purposes (study abroad, research at a Global Center, etc.) the policy must also provide coverage outside the US for routine, urgent, and emergent care.
  3. Coverage must be effective no later than August 15 of each academic year (January 1 for new Spring Term enrollees and June 1 for new Summer Term enrollees). For students completing a program of study in this academic year the coverage must extend through the end of the month of formal program completion (e.g. end of May for spring graduates).  For continuing students the coverage extends for entire school year, including summers. Coverage will remain in force while a registered student, including during approved leave of absence for medical reasons and non-degree status at Columbia University.
  4. Insurance plan is licensed to do business in the United States.  We strongly recommend your plan have a U.S.-based claims office and a U.S. telephone number, or a U.S.-based claims agent so local hospitals and providers can contact the carrier to discuss care and bill directly.


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