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INSURANCE PLAN

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아래 정보는 2018~2019 Penn State University F-1 비자 기준이며, 연간 학교 보험료는 학부 $2,619 입니다.
이 조건에 만족한 플렌으로 가입시 연간 $1,400 이상의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • Penn State University 보험회사 : United Healthcare

Insurance Provider 학교보험 GBG Plan
Maximum Benefit Unlimited Unlimited
In / Out of Network 90% / 70% 100% / 50%
Deductible $1,300 per policy year $250(입원시에만 적용)
Mental Health Care 90% / 70% 100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
90% / 70% 100% / 50%
Preventive Care 100% / 70% 100% / 50%
Maternity 90% / 70% 제한적인 보상
보상 Network UHC Network Aetna Network
Pre-Existing ConditionCovered Covered
Annual Insurance Rate $2,619 $1,216




  • Penn State University 학교보험 기간 / 금액 

Annual
08/13/18 – 08/12/19
Fall
08/13/18 – 12/31/18
Spring/Summer
01/01/19-08/12/19
학교보험료 $2,619 $1,015 $1,604

* GBG Plan 의 보험료는 $1,216 입니다. 학교보험을 가입하시는 것보다  $1,400 정도의 보험료를 절감하실 수 있습니다.

  • Penn State University Waiver Requirement

International Student and Dependent Waiver Standards for the Student Health Insurance Plan

Effective August 10, 2017

All requirements must be met for a waiver to be granted:

  1. U.S. carrier or entity is approved to do business in the U.S. and compliant with all guidelines of the Patient Protection and Affordable Care Act (PPACA)
  2. Carrier has a filed and approved health insurance policy with the Commonwealth of Pennsylvania Department of Insurance or has a sponsored insurance plan that meets the waiver standards and is approved by the Student Health Insurance Office, together with a letter of financial guarantee directly from the plan sponsor
  3. Coverage for 100% of preventive and contraceptive care (preventive examinations, immunizations and screening tests, as required by the PPACA and the Commonwealth of Pennsylvania for student health insurance plans)
  4. Coverage for pre-existing conditions with no waiting period
  5. Deductible no greater than $500;
  6. Coverage for all essential benefits for accident and sickness, including prescription drug coverage, without limitation
  7. Maternity Benefits (or Pregnancy) covered as any other illness or injury;
  8. Inpatient and outpatient mental health/substance abuse as any other condition
  9. No exclusions for injury or illness as a result of alcohol, drugs or attempted suicide
  10. Worldwide coverage
  11. $3,000 In-Network out-of-pocket maximum
  12. $15,000/$30,000 Out-of-Network out-of-pocket maximum
  13. OR U.S. employer sponsored health insurance in place of standards 1-12;
  14. And Medical evacuation ($100,000/Repatriation ($50,000) minimum limits.

Please Note: new waiver requirements for 2017-18 require all plans to be filed with the Pennsylvania Department of Insurance, or be approved by the Penn State Student Health Insurance Office and accompanied by a letter of financial guarantee for services not covered from the plan sponsor. This will eliminate short-term International Standards Organization (ISO) plans. In addition, Penn State students will no longer be eligible to purchase health insurance plans through Student Medicover, as part of a new agreement with United Healthcare Student Resources.



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