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INSURANCE PLAN

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아래 정보는 2018~2019 University of Virginia F-1 비자 기준이며, 연간 학교 보험료는 $2,830 입니다.
이 조건에 만족한 플렌으로 가입시 연간 $1,600 이상의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • University of Virginia 보험회사 Aetna Student Health Agency Inc.
Insurance Provider 학교보험 (Aetna) GBG Plan
Maximum Benefit Unlimited Unlimited
In / Out of Network 80% / 60% 100% / 50%
Deductible $400 / $500 $250(입원시에만 적용)
Mental Health Care80% / 60% 100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
80% / 60% 100% / 50%
Preventive Care 100% / 60% 100% / 50%
Maternity80% / 60% 제한적인 보상
보상 NetworkAetna Network Aetna Network
Pre-Existing ConditionCovered Covered
Annual Insurance Rate $2,830 $1,216



  • University of Virginia 학교보험 기간 / 금액
Annual
08/15/18-08/14/19
Spring
01/01/18-08/14/18
-
학교보험료 $2,830 $1,666 -

* GBG Plan 은 학교 보험과 동일한 Aetna 보상 Network 을 사용하며 보험료는 $1,216 입니다. 학교보험을 가입하시는 것보다 $1,600 정도의 보험료를 절감하실 수 있습니다.

 

  • University of Virginia Waiver Requirement.

In order to be considered comparable coverage, a student’s health plan must meet the following seven specific requirements for 2018-2019:

  1. The plan is provided by a company licensed to do business in the United States with (a) a U.S. claim payment office, (b) a U.S. telephone number, (c) plan literature available in English, and (d) benefits provided in accordance with the Affordable Care Act (ACA). The following programs do NOT qualify as comparable coverage:
    1. Travel insurance does NOT qualify. Travel insurance is in effect for a short period of time (60-90 days, for example) and is designed for brief trips.
    2. Reimbursement programs of any kind do NOT qualify, including reimbursement arrangements or vouchers from home governments or their U.S. based consulates.
  2. The plan provides both in-patient care and outpatient care (including visits for behavioral health care) within a 75-mile radius of the Charlottesville area. Coverage for emergency-only care does NOT satisfy this requirement.
  3. The plan provides unlimited coverage for major medical benefits per sickness or injury. Insurance that fails to cover or limits coverage for pre-existing conditions is NOT acceptable.
  4. The coverage will remain in effect for all semesters in which the student is enrolled for the 2016-2017 academic year.
  5. You will be held financially responsible for payment of all charges not covered by your health insurance plan.
  6. The plan provides a minimum of $10,000 in coverage for repatriation/medical evacuation to my home country or return of mortal remains. If you have a parent or spouse who lives in the United States and will assume financial responsibility for any such costs, you may waive out of this requirement provided you are not a J-1/J-2 visa holder. Please contact hardwaiver@virginia.edu for the appropriate waiver form.
  7. The plan does not have a deductible greater than $500.00 (U.S.).



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