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INSURANCE PLAN

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아래 정보는 2015~2016 Oregon State University F-1 비자 기준이며, 연간 학교 보험료는 $1,500입니다.
이 조건에 만족한 플렌으로 가입시 연간 $500 이상의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • Oregon State University 보험회사Aetna Student Health Agency Inc.
Insurance Provider학교보험 (Aetna)GBG Plan
Maximum BenefitUnlimited Unlimited
In / Out of Network 90% / 60% 100% / 50%
Deductible $300 $250(입원시에만 적용)
Mental Health Care90% / 60% 100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
90% / 60% 100% / 50%
Preventive Care 100% / 50% 100% / 50%
Maternity90% / 60% 제한적인 보상
Suicide Attempt N/A N/A
Pre-Existing ConditionCoveredCovered
Annual Insurance Rate $1,500 $1,199



  • Oregon State University 학교보험 기간 / 금액
Annual
09/11/15-09/10/16
Winter
12/30/15-03/23/16
Spring/Summer
03/24/16-09/10/16
학교보험료 $1,500 $500 $500

* 보험 GBG Plan 가입 시 학교보험을 가입하시는 것보다 약 $300 정도 보험료를 절감하실 수 있습니다.

  • Oregon State University Waiver Requirement.

• Unlimited medical coverage for accidents and illness. Deductible can’t be greater than $300.00 per policy year.
• The coverage must be comparable to the OSU plan for the following:
• All requirements must be met with one insurance plan.

Yearly deductible/Plan
max/Out of Pocket max - $300.00 deductible/no lifetime max/$4,000 out of pocket max
Office Visits - Preferred Provider 90% Non-Preferred Providers 60%
Outpatient Lab & X-ray -  Preferred Provider 90% Non-Preferred Providers 60%.
Hospital Room & Board,Surgeon, Anesthesia - Preferred Provider 90% Non-Preferred Provider 60% no daily limits.
Physical Therapy - Preferred Provider 90% Non-Preferred Providers 60%.
Mental Health and Substance Abuse - Outpatient: 90 % Preferred Provider. Non-Preferred Provider 60%, Inpatient (In Hospital): 90% Preferred Provider. Non-Preferred Provider 60%.
Must include coverage for injuries resulting from malintent and treatment resulting from attempted suicide.
Prescription Drugs - In Network pharmacy 90%. Out of Network pharmacy 50%.
Emergency Room - Preferred Provider 90%. Non-Preferred Provider 90%. Can’t have Copay greater than $50.00
Pregnancy - Preferred Provider 90%. Non-Preferred Provider 60%.

• $50,000 coverage for Repatriation of Remains
• $50,000 coverage for Medical Evacuation
• Deductible cannot be greater than $300.00 per plan year.
• $1,000 dental benefit deductible can’t be greater than $150.00
• If you have a co-payment for service, it cannot be more than 25% of total charge
• Your plan must cover pre-existing conditions.
• Coverage must include benefits for injuries resulting from malintent and treatment resulting from attempted suicide.
• If your insurance is provided by another group, company, government or embassy it must:
a. Be backed by the full faith and credit of your home country or government, OR
b. Be part of a health benefits program offered on a group basis to employees or enrolled students by a designated sponsor, OR
c. Be offered through or underwritten by a federally qualified HMO
d. Must cover required CDC vaccinations as well as Preventative Care
e. Travel Insurance is not accepted

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