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INSURANCE PLAN

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아래 정보는 2021~2022 University of Pennsylvania F-1 비자 기준이며, 연간 학교 보험료는 $3,874입니다.
이 조건에 만족한 플렌으로 가입시 연간 $2,700 정도의 보험료를 절약하실 수 있습니다.
유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

 

학교보험 / GBG 보험 비교정보 안내


 

University of Pennsylvania 보험회사 : Aetna Student Health Agency Inc.

 

Insurance Provider학교보험
GBG(Aetna)
GBG+(Aetna)
Maximum BenefitUnlimitedUnlimitedUnlimited
In / Out of Network100% / 70%80% / 60%90% / 60%
Deductible$400 per year$100 per year$100 per year
Mental Health Care100% / 70%80% / 60%90% / 60%
Preventive Care100% / 70%100%100%
Pre-Existing ConditionCoveredCoveredCovered
Annual Insurance Rate$3,874$1,117~$1,314~

 

University of Pennsylvania 학교 보험 기간 / 금액
 Annual
08/01 – 07/31
Spring
01/01 – 07/31
Summer
05/01-07/31
학교 보험료$3,874$2,250$976

 

* GBG Plan 가입 시 학교 보험을 가입하시는 것보다 연간 $2,700 정도 보험료를 절감하실 수 있습니다. 학교보험 Out-of-pockek Maximum $1,500 이며,  waiver 데드라인은 가을학기 8월31일, 봄학기: 1월31일 입니다.

 

University of Pennsylvania Waiver Requirement

 

 

If you are covered under your own health insurance or that of your parents, you may maintain your coverage if it meets the following criteria:

  1. Your insurance plan must be provided by a company licensed to do business in the United States, with a U.S. claims payment office and a U.S. telephone number.  The company must have a process to remit payments to providers within the U.S.

  2. Your insurance plan must provide coverage for pre-existing conditions, or have been in effect long enough that any waiting period has passed.

  3. Your insurance plan must offer an annual maximum benefit of at least $2,000,000.

  4. Your insurance plan must provide for both in-patient and out-patient mental health care in the Philadelphia area.  A policy that provides only emergency or urgent mental health care services in this area does not meet this requirement. *

  5. Your insurance plan must provide coverage for both in-patient and out-patient medical care in the Philadelphia area, including routine office visits, specialist office visits, diagnostic testing, imaging and physical therapy.   A policy that provides only emergency or urgent medical care in this area does not meet this requirement.*

*If you are insured with an out-of-area managed care plan (i.e. HMO or similar plan), you should be aware that most managed care plans do not cover any care outside of the plan network other than urgent and emergency services. Unless your insurance carrier provides you with a rider for out-of-area coverage in the Philadelphia area, your waiver will not be approved.


For international students - All students on a J-1 visa are required to meet additional requirements. Please see International Student and Scholar Services or Tips for International Students for details. 

 

 

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