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INSURANCE PLAN

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아래 정보는 2017 ~ 2018 Brandeis University F-1 비자 기준이며, 연간 학교 보험료는 Undergraduate $1,841, Graduate $3,164 입니다.
이 조건에 만족한 플렌으로 가입시 연간 약 $640~ 1,900 정도의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • Brandeis University 보험회사 : BCBS
Insurance Provider 학교보험 (BCBS) GBG Plan
Maximum Benefit Unilmited Unilmited
In / Out of Network 100% 100% / 50%
Deductible None / $250 $250(입원시에만 적용)
Mental Health Care 100% / 80% 100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
100% / 80% 100% / 50%
Preventive Care 100% / 80% 100% / 50%
Maternity 100% / 80% 제한적인 보상
Suicide Attempt N/A N/A
Pre-Existing Condition O Covered
Annual Insurance Rate $1,841 ~ $3,164 $1,199



  • Brandeis University 학교보험 기간 / 금액
Annual
08/15/17-08/14/18
-
Waiver deadline
Undergraduate Student $1,841 06/30/17
Graduate Student $3,164

* 보험 GBG Plan 가입 시 학교보험을 가입하시는 것보다 약 $640 ~ $1,900 정도의 보험료를 절감하실 수 있습니다.

 

  • Brandeis University Waiver Requirement.
    • The policy must be purchased through a U.S. based carrier company or U.S. based subsidiary.
      Foreign insurance plans (including Embassy-sponsored plans) are NOT allowed by MA Regs.
    • Plans must provide comprehensive coverage including preventive and primary care services,
      ambulatory services, emergency services, and hospitalization benefits. These services must be
      reasonably accessible to the student in the area where the student attends school or the plan is
      not allowed by MA Regulations.
    • Out of state medicaid programs and MA limited plans such as Health Safety Net,
      Commonwealth Care (if < 19 years of age), and MASS HEALTH Limited, Basic and Essential
      are not allowed by MA Regulations (see note below).
    • The annual policy must have a minimum of $500,000 coverage.
    • Mental health and substance abuse must be covered as any other illness or injury.
    • Injuries or illnesses that occur as a result of alcohol, illegal drugs, or as the result of self harm
      must be covered as any other illness or injury.
    • Pregnancy and STI screening and treatment must be covered according to USPSTF guidelines.
    • There must be coverage for pre-existing conditions.
    • The maximum yearly deductable cannot exceed $ 250 (does not apply to family plans). Please
      review your network status, deductable, coinsurance and co-pay expenses against the cost of
      the QSHIP.
    • Emergency medical transportation, regardless of ER admission outcome must be subsidized.
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