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INSURANCE PLAN

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아래 정보는 2018~2019 University of South Carolina F-1 비자 기준이며, 연간 학교 보험료는 $2,047 입니다.
이 조건에 만족한 플렌으로 가입시 연간 $800 정도의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • University of South Carolina 보험회사 : BCBS

Insurance Provider학교보험GBG Plan
Maximum BenefitUnlimitedUnlimited
In / Out of Network80% / 70%100% / 50%
Deductible$750 / $1,500$250(입원시에만 적용)
Mental Health Care80% / 70%100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
80% / 70%100% / 50%
Preventive Care100%100% / 50%
Maternity80% / 70%제한적인 보상
Suicide Attempt--
Pre-Existing ConditionCoveredCovered
Annual Insurance Rate$2,047$1,216




  • University of South Carolina 학교보험 기간 / 금액

Annual
08/01/18-07/31/19
Fall
08/01/18-12/31/18
Spring/Summer
01/01/19-07/31/19
학교보험료$2,047$869$1,178
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* 보험 GBG Plan 가입 시 학교보험을 가입하시는 것보다 약 $800 정도 보험료를 절감하실 수 있습니다.


  • University of South Carolina Requirement

Coverage must be effective on or before August 1 (Fall term) or January 2 (Spring term) and extend through the semester, including breaks and holidays

  • Coverage must allow the insured student to receive services in South Carolina (note – these are requirements for all plans according to the Patient Protection Affordable Care Act):

    • Ambulatory patient services
    • Emergency services
    • Hospitalization
    • Maternity and newborn care
    • Mental health and substance use disorder services (including behavioral health treatment)
    • Prescription drugs
    • Rehabilitative and habilitative services and devices
    • Laboratory services
    • Preventive and wellness services (to include Dental and Vision)
    • Chronic disease management
    • Pediatric services including oral and vision care


  • Unlimited aggregate maximum benefit per policy year per covered person

  • No pre-existing condition limitation

  • Out-of-pocket limit per policy year not to exceed $6,350/individual and $15,000/family

  • Additional Requirements for International Students


    The University-sponsored Student Health Insurance Plan through AIG meets all additional insurance requirements for international students and dependents. In addition to the coverage requirements listed for graduate students, international students must have insurance that meets the following requirements:


    A combined benefit of $100,000 for medical evacuation and repatriation of remains.


    For J-1 exchange visitors and their J-2 dependents, the U.S. Department of State regulations require that the health insurance plan must also meet one or more of the following criteria:


    • Part of a group benefits program offered to enrolled students by a designated sponsor, or
    • A health maintenance organization (HMO) that is federally-qualified as determined by the Health Care Financing Administration (HFCA) of the U.S. Department of Health and Human Services, or
    • A Competitive Medical Plan (CMP) as determined by the Health Care Financing Administration (HFCA) of the U.S. Department of Health and Human Services, or
    • Underwritten by an insurance company that has an AM Best Company rating of "A-" or above, an Insurance Solvency International, LTD. (ISI) rating of "A-" or above, a Standard and Poor's Claims Paying Ability rating of "A-" or above, or a Weiss Research, Inc. rating of "B+" or above.
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