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INSURANCE PLAN

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아래 정보는 2014~2015 Ohio State University F-1 비자 기준이며, 연간 학교 보험료는 $2,260 입니다.
이 조건에 만족한 플렌으로 가입시 연간 $1,200 이상의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • Ohio State University 보험회사 : Aetna

Insurance Provider 학교보험(Aetna) GBG Plan
Maximum Benefit Unlimited Unlimited
In / Out of Network 90% / 60% 100% / 50%
Deductible $100 / $500 $250(입원시에만 적용)
Mental Health Care 90% / 60% 100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
90% / 60% 100% / 50%
Preventive Care 100% / 60% 100% / 50%
Maternity 90% / 60% 제한적인 보상
Suicide Attempt N/A
Pre-Existing Condition Covered
Annual Insurance Rate $2,260 $1,150




  • Ohio State University 학교보험 기간 / 금액

Annual
08/20/14-08/18/15
Autumn 2014
08/20/14-12/31/14
Spring/Summer 2015
01/01/15-08/18/15
학교보험료 $2,260 $1,130 $1,130

* 보험 GBG Plan 가입 시 학교보험을 가입하시는 것보다 약 $1,200 정도 보험료를 절감하실 수 있습니다.


  • Ohio State University Waiver Requirement

§  A

1. A private medical health insurance plan through a recognized company that is owned, headquartered, and operated in the United States.

2. Unlimited annual benefits.

3. Provides a minimum of 80% coverage of hospitalization fees.

4. Provides a minimum of 80% coverage of professional fees (e.g., lab tests, x-rays, doctor's visits, etc.).

5. Has an annual out-of-pocket maximum less than or equal to $2,500.

6. Has no pre-existing condition exclusions or waiting period.

7. A low annual deductible so you don't have to pay all, or most of the cost each time you see a doctor. (Under $500 is recommended.)

8. Covers at least 30 days of inpatient mental health and substance abuse services.

9. Covers preventive screenings and vaccines.

10. Has a network provider/facility within 20 miles of Columbus or your campus of enrollment.

11. Provides worldwide coverage for all services.

12. Your private insurance plan must be able to provide proof of insurance, usually in the form of a card. Reimbursement programs that are not backed by guaranteed payment are not recommended.

13. If you are an international student, your private insurance must provide medical evacuation and repatriation benefits. In addition, the criteria found under the International Student Health Insurance Waiver Form must be met.

14. Foreign insurance plans with U.S. affiliates/representatives and travel insurance plans of any kind do not qualify, including reimbursement arrangements of vouchers for home governments or their U.S.-based consulates.

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