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INSURANCE PLAN

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아래 정보는 2018~2019 American University F-1 비자 기준이며, 연간 학교 보험료는 $1,750 입니다.
이 조건에 만족한 플렌으로 가입시 연간 $700 이상의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • American University 보험회사 : United healthcare

Insurance Provider 학교보험 (UHC) GBG Plan
Maximum Benefit Unlimited Unlimited
In / Out of Network 80% / 60% 100% / 50%
Deductible $200 / $500 $250(입원시에만 적용)
Mental Health Care 80% / 60% 100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
80% / 60% 100% / 50%
Preventive Care 100% / 60% 100% / 50%
Maternity 80% / 60% 제한적인 보상
Suicide Attempt N/A N/A
Pre-Existing ConditionCovered Covered
Annual Insurance Rate $1,960 $1,216




  • American University 학교보험 기간 / 금액

Annual
08/01/18-07/31/19
- Waiver deadline
학교보험료 $1,960 - 09/22/17

* 보험 GBG Plan 가입 시 학교보험을 가입하시는 것보다 약 $700 정도 보험료를 절감하실 수 있습니다.

 

  • American University Waiver Requirement

Private insurance plans should meet the following criteria in order to qualify for a waiver of the
American University sponsored student health insurance plan:

• Alternate insurance plans must be provided by a company licensed to do business in the
United States, with a U.S. claims payment office and a U. S. Phone number.
• Company must have a process to remit claim costs to providers within the US.
• Alternate insurance plans must provide coverage for both in-patient and out-patient medical
care in the Washington, DC area, including but not limited to routine care,  spe cia li st office
visits, diagnostic testing and imaging.
• Alternate insurance plans must provide for both in-patient and out-patient mental health
care in the Washington, DC area.
• Alternate insurance plans must not limit coverage to Emergency or Urgent medical or
mental health care in the Washington, DC area.
• Alternate insurance plans must not have a maximum dollar limit that the insurance will pay
for medical claims.
• Alternate insurance plans must not exclude coverage for the following:
o Pre-existing conditions (or the plan must have been in effect long enough that any
waiting period has passed).
o Conditions related to depression, eating disorders, suicide attempts or counseling,
and drug or alcohol counseling/treatment.
o Congenital and non-congenital mental health conditions.
o Sports injuries, alcohol-related injuries or conditions, pregnancies, eating disorders.
If waiving for the 2017-2018 academic year, insurance coverage must continue through
the summer of 2018. If you are waiving for the fall 2017 semester, insurance coverage
must continue through December 31, 2017.

* Additional requirements to waive student health insurance coverage for INTERNATIONAL
STUDENTS:
• International students must have unlimited medical evacuation benefits.
• International students must have unlimited repatriation benefits.
• International students may not waive with insurance from their home country. If you
purchase travel insurance, it must include coverage for routine medical care.

Please obtain a copy of your plan’s benefits and review them to ensure your plan meets these
criteria. Please note that all waiver requests must be approved by the University. The University
audits waiver requests and may contact your insurance company to verify if your plan meets these
criteria. Alternate insurance plans found to not meet these criteria will not be approved for waiving
the student health insurance plan.












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