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INSURANCE PLAN

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아래 정보는 2017~2018 University of Maryland, Baltimore County F-1 비자 기준이며, 연간 학교 보험료는 $2,397 입니다.
이 조건에 만족한 플렌으로 가입시 연간 $1,000 이상의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • University of Maryland, Baltimore County 보험회사 : Aetna Student Health

Insurance Provider 학교보험 (Aetna) GBG Plan
Maximum Benefit Unlimited Unlimited
In / Out of Network 80% / 60% 100% / 50%
Deductible $250 / $500 per Policy Year $250(입원시에만 적용)
Mental Health Care 80% / 60% 100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
80% / 60% 100% / 50%
Preventive Care 100% / 80% 100% / 50%
Maternity 제한된보장 제한된 보장
Suicide Attempt N/A N/A
Pre-Existing ConditionCovered Covered
Annual Insurance Rate $2,119 $1,199




  • University of Maryland, Baltimore County 학교보험 기간 / 금액

Annual
08/15/17-08/14/18
Fall
08/15/17-01/24/18
Spring/Summer
01/25/18-08/14/18
학교보험료 $2,397 $1,079 $1,320

* 보험 GBG Plan 가입 시 학교보험을 가입하시는 것보다 약 $1,000 정도 보험료를 절감하실 수 있습니다.


  • University of Maryland, Baltimore County Waiver Requirement


To waive this requirement and receive a refund of the insurance charge, the student must complete a waiver application and submit it by the deadline below with proof of an alternative insurance policy that meets the following minimum standards:

  • Student must have a domestic policy
  • Coverage for both accident and sickness
  • Coverage for pre-existing conditions or have a plan that has been in force long enough so that any waiting time for coverage of pre-existing conditions has been met.
  • A minimum benefit of $500,000 (U.S.) per accident or sickness per policy year
  • A $5,000 (U.S.) maximum out-of-pocket expense per policy year (i.e. insurance will pay 100% of covered costs after insured has paid $5,000)
  • A $500.00 (U.S.) maximum deductible per policy year, credited towards the yearly out-of-pocket maximum of $5,000 above
  • Prescription drug benefit of at least $10,000 per policy year
  • Benefits for comprehensive reproductive health care, including contraception and maternity care, to be covered the same as for any illness
  • Benefits for in-patient care of mental and nervous disorders, alcohol and substance abuse treatment payable on the same basis as any other sickness; benefits for outpatient mental and nervous care payable as per Maryland mandated benefits.
  • A $25,000 (US) minimum Medical Evacuation benefit (to return you to your country of residence if you are seriously ill)
  • $10,000 (US) minimum Repatriation benefit (in case of death, to return your remains to your country of residence)
  • No exclusions or limitations for injury sustained as a result of a covered motor vehicle accident, or for alcohol or drug-related illness or injury
  • Hospital room/board covered at the semi-private room rate with no maximum daily limit
  • No maximum daily limit on intensive care services, outpatient diagnostic and lab tests


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