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INSURANCE PLAN

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2014~2015 Michigan State University F-1 비자 기준이며, 연간 학교 보험료는 $1,802 입니다.
이 조건에 만족한 플렌으로 가입시 연간 $750 이상의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • Michigan State University 보험회사 : Aetna Student Health Agency Inc.

Insurance Provider 학교보험 (Aetna) GBG Plan
Maximum Benefit $500,000 Unlimited
In / Out of Network 90% / 70% 100% / 50%
Deductible $150 / $300 $250(입원시에만 적용)
Mental Health Care 100%  100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
N/A 100% / 50%
Preventive Care 100% / 0% 100% / 50%
Maternity N/A 제한적인 보상
Suicide Attempt N/A N/A
Pre-Existing Condition N/A Covered
Annual Insurance Rate $1,802 $1,150




  • Michigan State University 학교보험 기간 / 금액

Annual
08/15/14-08/14/15
Fall
08/15/14-01/15/15
Spring/Summer
01/15/15-08/14/15
Undergraduate Student $1,802 $901 $901
Graduate Student $1,802 $901 $901

* 보험 GBG Plan 가입 시 학교보험을 가입하시는 것보다 약 $750 정도 보험료를 절감하실 수 있습니다.


  • Michigan State University Waiver Requirement



NEW waiver criteria for the 2014-2015 academic year


  • A minimum of $500,000 per condition without time limitation (NEW)

  • A deductible of $500 or less per individual

  • Coverage for inpatient and outpatient medical services (Including labs and x-rays)

  • Coverage for inpatient and outpatient mental health services

  • Coverage for prescriptions with at least a minimum of $500,000 (Increased)

  • A maximum out of pocket limit of $2000 per individual and $4000 per family (NEW)

  • Worldwide coverage

  • At least $50,000 for medical evacuation to the international student’s home country (Increased)

  • At least $25,000 for repatriation (removal of remains after death) to the international student's home country (Increased)

  • Coverage for the waiver period requested

    • Fall 2014 waiver period: August 15, 2014 - February 14, 2015

    • Spring 2014 waiver period: February 15, 2015 - August 14, 2015

    • Annual 2014-15 waiver period: August 15, 2014 - August 14, 2015

       







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