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INSURANCE PLAN

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아래 정보는 2014~2015 University of Alabama F-1 비자 기준이며, 연간 학교 보험료는 $1,200 입니다.
이 조건에 만족한 플렌으로 가입시 연간 $50 정도의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • University of Alabama 보험회사 : UnitedHealthCare

Insurance Provider 학교보험 (UHC) GBG Plan
Maximum Benefit Unlimited Unlimited
In / Out of Network 80% / 60% 100% / 50%
Deductible $250 / $500 $250(입원시에만 적용)
Mental Health Care 80% / 60% 100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
80% / 60% 100% / 50%
Preventive Care 100% / 0% 100% / 50%
Maternity 80% / 60% 제한적인 보상
Suicide Attempt N/A N/A
Pre-Existing Condition O Covered
Annual Insurance Rate $1,200 $1,150




  • University of Alabama 학교보험 기간 / 금액

Annual
08/16/14-08/15/15
Fall
08/16/14-12/31/14

Spring/Summer
01/01/15-08/15/15

학교보험료 $1,200 $454 $815

* 보험 GBG Plan 가입 시 학교보험을 가입하시는 것보다 약 $50 정도 보험료를 절감하실 수 있습니다.


  • University of Alabama Waiver Requirement

Please verify MINIMUM STANDARDS by checking the appropriate box relative to the coverage provided. All of the following criteria MUST be met for the plan to be approved:

-  This student policy meets all requirements mandated by the Affordable Care Act (ACA) like unlimited annual and lifetime dollar limits with no waiting periods for pre-existing conditions.

-  Standard co-insurance of 20% for In-Network or Participating Provider Organization (PPO)

-  A deductible no greater than $250 per person for in network (PPO) providers or $500 per person for out of network (Non-PPO) providers for the policy’s plan year.

-  Coverage for repatriation of remains is equal to or greater than $10,000. Medical evacuation coverage is equal to or greater than $10,000.

-  If there is a PPO requirement associated with Plan’s benefits, is there the availability of PPO hospitals and physicians in the greater Tuscaloosa, Alabama area?

-  The policy meets J Visa requirements as set forth by the Department of State. (For J Visa status)

 

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