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INSURANCE PLAN

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아래 정보는 2014~2015 University of Houston F-1 비자 기준이며, 연간 학교 보험료는 $1,186 입니다.
이 조건에 만족한 플렌으로 가입시 연간 $100 이상의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • University of Houston 보험회사 : AIG

Insurance Provider 학교보험 (AIG) GBG Plan
Maximum Benefit Unlimited Unlimited
In / Out of Network 80% / 50% 100% / 50%
Deductible $250 per Policy Year $250(입원시에만 적용)
Mental Health Care 80% / 50% 100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
100% / 50%
Preventive Care 100% / 0% 100% / 50%
Maternity 80% / 50% 제한적인 보상
Suicide Attempt N/A N/A
Pre-Existing Condition 12 months limitation Covered
Annual Insurance Rate $1,186 $1,150




  • University of Houston 학교보험 기간 / 금액

Annual
08/26/14-08/25/15
Fall
08/26/14-01/12/15
Spring/Summer
01/13/15-08/25/15
학교보험료 $1,186 $593 $593

* 보험 GBG Plan 가입 시 학교보험을 가입하시는 것보다 약 $100 정도 보험료를 절감하실 수 있습니다.


  • University of Houston Waiver Requirement


You may request a waiver of the University of Houston endorsed student insurance policy in the following instances:
 - You have a government or scholarship sponsored plan that meets UH’s waiver criteria.
 - You have ACCEPTABLE coverage through a job-based employer’s health insurance plan.
 - You have ACCEPTABLE coverage as a daughter/son of a parent or relative covered under a job-based employer’s health insurance plan.

 

Individual policies (Example: Plans offered online to individuals) will not be accepted as an alternate health insurance policy. Waiver requests submitted with private insurance policies will not be accepted.

 

Your alternate health insurance policy must offer coverage that is comparable to or greater than the following criteria:
 Coverage dates must include the entire coverage period you are waiving;
 Medical benefits must follow the minimum maximum benefit as outlined in the Affordable Care Act;
 Covered benefits paid at a minimum of 75%;
 Repatriation of Mortal Remains of at least U.S. $7,500 and Medical evacuation of at least U.S. $10,000. (A nominal charge will be added to your student account for Repatriation and Medical Evacuation benefits if they are not included in an otherwise acceptable policy);
 All “F” and “J” visa holders must have an annual individual deductible of no more than U.S. $500 (a Health Care Spending account is not acceptable as an alternative).

 

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