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INSURANCE PLAN

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아래 정보는 2017~2018 University of California, Santa Barbara F-1 비자 기준이며, 연간 학교 보험료는 $3,324 입니다.
이 조건에 만족한 플렌으로 가입시 연간 최대 $2,000 정도의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • University of California, Santa Barbara 보험회사 : Aetna Student Health Agency Inc.

Insurance Provider 학교보험 (Aetna) GBG Plan
Maximum Benefit Unlimited Unlimited
In / Out of Network 90% / 60% 100% / 50%
Deductible $300 per Policy Year $250(입원시에만적용)
Mental Health Care 90% / 60% 100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
90% / 60% 100% / 50%
Preventive Care 100% 100% / 50%
Maternity 100% / 60% 제한적인 보상
보상 Network Aetna Network Aetna Network
Pre-Existing ConditionCovered Covered
Annual Insurance Rate $3,324 $1,199




  • University of California, Santa Barbara 학교보험 기간 / 금액

Annual
09/24/17-09/22/18
Fall
09/24/17-01/07/18
Spring
04/02/18-09/22/18
학교보험료 $3,324 $1,108 $1,108

* GBG Plan 은 학교 보험과 동일한 Aetna 보상 Network 을 사용하며 보험료는 $1,199 입니다. 학교보험을 가입하시는 것보다 최대 $2,000 정도 의 보험료를 절감하실 수 있습니다.


  • University of California, Santa Barbara Waiver Requirement

1.   



I. To satisfy UC’s health insurance requirement for enrolled students, the plan held by the student must:
1) Be a Medi-Cal, Medicare or Tricare/military insurance policy or a Covered California plan, OR
2) Be an employer-sponsored group health plan or individual plan that meets the following criteria:
a. Has no overall annual benefit limit
b. Has an annual out-of-pocket maximum of $6,850 or less for an individual or $13,700 or less for a family. Deductibles, copayments and coinsurance paid by the member accrue toward meeting the out-of-pocket maximum. A higher out-of-pocket maximum is allowed if the subscriber has a Health Savings Account (HSA) or a Health Reimbursement Account (HRA)
c. Covers the following services (ACA Essential Health Benefits):
i. Preventive health care services, including an annual physical exam, preventative immunizations and laboratory/diagnostic tests to help determine your state of health
ii. Chronic disease management for such conditions as asthma, diabetes or other chronic medical conditions
iii. Hospital stays for medical and surgical care
iv. Hospital stays for mental health and alcohol/drug abuse conditions, covered the same as any other medical condition
v. Doctor office visits for medical, mental health, and alcohol/drug abuse conditions
vi. Emergency room services
vii. Diagnostic services including laboratory tests
viii. Medications prescribed by a doctor (including contraceptives)
ix. Pre-natal and maternity care, with no pre-existing condition limitation
II. For international students, the following additional criteria apply. The plan must:
1) have no pre-existing condition exclusion; if the plan has a pre-existing condition waiting period, that period has expired
2) have no per-medical condition maximum benefit limits
3) cover medical services for injury from participation in all types of recreational activities or amateur sports
4) not be a health care reimbursement plan with the student’s home country or another party.
5) have policy written in standard English with benefits expressed in U.S. dollars
6) have a claims payment office with an address in the United States
7) pay at least $50,000 annually for medical evacuation
8) pay at least $25,000 for repatriation of remains
III. Finally, all plans must provide unrestricted access to an in-network primary care provider, in-network hospital and full, non-emergency medical and behavioral health care within reasonable distance of campus or the student’s place of residence while attending school. Such distance shall be determined at the discretion of each campus based upon its unique geographic considerations and local availability of services. (The waiver form will indicate the distance requirement appropriate for each campus.) NOTE: this criterion applies to all plan types, including Medi-Cal, Medicare, Tricare/military insurance or Covered California plans.

 




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