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INSURANCE PLAN

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아래 정보는 2017~2018 University of Central Florida F-1 비자 기준이며, 연간 학교 보험료는 $2,141 입니다.
이 조건에 만족한 플렌으로 가입시 연간 약 $900 정도의 보험료를 절약하실 수 있습니다. 유학생, 모든 J비자, 포닥 및 동반 가족분들의 많은 이용 부탁드립니다.
E-mail 및 연락처로 문의 주시면 자세하게 안내해 드리겠습니다. 감사합니다.

  • 학교보험 / GBG보험 비교정보 안내
    • University of Central Florida 보험회사 : United Healthcare

Insurance Provider 학교보험 (UHC) GBG Plan
Maximum Benefit Unlimited Unlimited
In / Out of Network 80% / 70% 100% / 50%
Deductible $200 / $500 $250(입원시에만 적용)
Mental Health Care 80% / 70% 100% / 50%
Substance Abuse Treatment
(Alcoholism and Drug Addiction)
80% / 70% 100% / 50%
Preventive Care 100% / X 100% / 50%
Maternity 80% / 70% 제한적인 보상
Suicide Attempt N/A N/A
Pre-Existing ConditionCovered Covered
Annual Insurance Rate $2,141 $1,199




  • University of Central Florida 학교보험 기간 / 금액

Annual
08/15/17-08/14/18
Fall
08/15/18-12/31/17
Spring/Summer
01/01/18-08/14/18
학교보험료 $2,141 $815 $1,326

* 보험 GBG Plan 가입 시 학교보험을 가입하시는 것보다 약 $900 정도 보험료를 절감하실 수 있습니다.


  • University of Central Florida Waiver Requirement


1. Coverage Period: Policies must provide, at a minimum, continuous coverage for the entire period the insured is enrolled as an eligible student, including annual breaks during that period. Payment of benefits must be renewable.
2. Basic Benefits: Room, board, hospital services, physician fees, surgeon fees, ambulance, outpatient services, and outpatient customary fees must be paid at 80% or more of usual, customary, reasonable charge per accident or illness, after deductible is met, for in-network, and 70% or more of usual, customary, and reasonable charge for out-of-network providers per accident or illness.
3. Inpatient Mental Health Care: Must be paid at 80% in-network or 60% out-of-network of the usual and customary fees with a minimum 30-day cap per benefit period.
4. Outpatient Mental Health Care: Must be paid at 80% in-network or 60% out-of-network of the usual and customary fees for a minimum of 30 (preferably 40) sessions per year.
5. Maternity Benefits: Must be treated as any other temporary medical condition and paid at no less than 80% of usual and customary fees in-network or 60% out-of-network.
6. Inpatient/Outpatient Prescription Medication: Must include coverage of $1,000 or more per policy year.
7. Repatriation: $10,000 (coverage to return the student's remains to his/her native country).
8. Medical Evacuation: $25,000 (to permit the patient to be transported to his/her home country and to be accompanied by a provider or escort, if directed by the physician in charge).
9. Exclusion for Pre-Existing Conditions: First six months of policy period, at most.
10. Deductible: Maximum of $50 per occurrence if treatment or services are rendered at the Student Health Center; maximum of $100 per occurrence if treatment or services are rendered at an off-campus ambulatory care or hospital emergency department facility.
11. Minimum coverage: $200,000 for covered injuries/illnesses per policy year.
12. Insurance Carrier must be, at a minimum, (an A rating or above) to meet the rating requirements specified in Part 62.14(c)(1) of Title 22 of the Code of Federal Regulations.
13. Policy must not unreasonably exclude coverage for perils inherent to the student's program of study.
14. Claims must be paid in U.S. dollars payable on a U.S. financial institution.
15. Policy provisions must be available from the insurer in English.
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